Gone are the days when banking meant standing in long queues or rushing to the bank before closing time. Today, most Kenyan banks offer mobile banking apps that let you manage your finances right from your phone.
Whether you want to send money, check your balance, apply for a loan, or pay bills, there’s an app for that.
In this guide, we explore some of the most reliable Kenyan mobile banking apps that have transformed banking into a fast and convenient digital experience.
Why Kenyan Mobile Banking Apps Are Changing the Game
Technology has completely reshaped how banks operate in Kenya. Mobile banking apps are now essential tools for individuals and businesses alike. These apps allow you to:
- Access your account 24/7
- Transfer money instantly
- Pay bills and buy airtime
- Apply for loans or check credit limits
- Track your spending
The Central Bank of Kenya and increased mobile penetration have encouraged banks to innovate and reach even the most remote customers. Let’s look at the top Kenyan Mobile Banking Apps you can rely on today.
ABC Bank Mobile App
- Provider: ABC Bank Ltd
- Rating: 4.4
- Downloads: 5,000+
ABC Bank’s app is simple and secure. It lets customers check their balances, transfer funds, and even request loans.
B-Mobile by Bank of Africa
- Provider: Bank Of Africa Kenya
- Rating: 3.8
- Downloads: 10,000+
B-Mobile offers mobile money services, loan access, and utility payments. It’s built for both individuals and businesses.
M-Connect Plus by Bank of Baroda
- Provider: Bank of Baroda
- Rating: 4.4
- Downloads: 5,000,000+
With millions of downloads, M-Connect Plus is among the most popular. It supports multi-language access and full banking functionality.
Barclays Kenya App
- Provider: Absa Bank Ltd
- Rating: 4.3
- Downloads: 5,000+
Though Absa has rebranded from Barclays, its mobile app remains powerful and user-friendly.
CBA Mobile
- Provider: Commercial Bank of Africa
- Rating: 3.3
- Downloads: 10,000+
CBA Mobile links directly to your account, allowing easy loan access and mobile transfers.
MCOOPCASH by Cooperative Bank of Kenya
- Rating: 3.7
- Downloads: 500,000+
This app supports SACCO link accounts and offers M-Pesa and Airtel Money integrations.
DIB Mobile by Dubai Islamic Bank
- Rating: 3.8
- Downloads: 100,000+
With a secure interface, DIB Mobile serves both personal and corporate clients with Shari’ah-compliant banking.
DTB 24/7 by Diamond Trust Bank
- Rating: 4.2
- Downloads: 50,000+
DTB 24/7 offers real-time transactions, statement viewing, and bulk payments for businesses.
Ecobank Mobile
- Rating: 4.0
- Downloads: 1,000,000+
This Pan-African app allows users to transact across 33 countries, perfect for travelers and cross-border businesses.
Eazzy Banking by Equity Bank
- Rating: 4.2
- Downloads: 1,000,000+
Equity’s app is known for its ease of use, wide service offerings, and smart budgeting tools.
PesaPap by Family Bank
- Rating: 4.1
- Downloads: 100,000+
PesaPap allows users to open virtual accounts and access instant mobile loans.
GABPesa by Gulf African Bank
- Rating: 3.9
- Downloads: 10,000+
GABPesa supports Shari’ah-compliant banking services and easy mobile wallet integration.
HF Whizz by Housing Finance Company of Kenya
- Rating: 3.8
- Downloads: 100,000+
HF Whizz is geared toward loan applications, account services, and real estate financing.
I&M KE Retail
- Rating: 2.6
- Downloads: 5,000+
Though newer in design, I&M’s app helps users transfer funds and manage accounts efficiently.
KCB App by Kenya Commercial Bank
- Rating: 4.3
- Downloads: 1,000,000+
With over a million downloads, the KCB app is robust, intuitive, and offers full banking functions including loans and bill payments.
MayPay by Mayfair Bank
- Rating: 5.0
- Downloads: 100+
This app is highly rated for security and performance but is still growing in downloads.
NatMobile by National Bank of Kenya
- Rating: 3.2
- Downloads: 10,000+
NatMobile provides essential services including fund transfers and cardless ATM withdrawals.
NIC Mobile Banking
- Rating: 4.2
- Downloads: 50,000+
NIC Mobile is great for viewing balances, statement downloads, and FX rates.
PrimeMobi by Prime Bank
- Rating: 4.5
- Downloads: 5,000+
PrimeMobi combines ease of navigation with strong security features and investment services.
Mfukoni by SBM Bank Kenya
- Rating: 4.1
- Downloads: 100,000+
Mfukoni is perfect for quick banking, including mobile loans and international transfers.
Sidian Vibe
- Rating: 4.2
- Downloads: 10,000+
Sidian Bank’s app is designed for small businesses and individuals, with handy analytics features.
Spire GoMobile
- Rating: 4.4
- Downloads: 5,000+
Spire’s app offers a clean layout and simple controls for all major banking tasks.
Stanbic Bank Kenya App
- Rating: 4.3
- Downloads: 50,000+
This app includes robust security and seamless business banking tools.
SC Mobile Kenya by Standard Chartered
- Rating: 4.3
- Downloads: 100,000+
SC Mobile stands out for investment tracking and biometric login features.
TNB Mobile by Trans National Bank
- Rating: 4.1
- Downloads: 5,000+
TNB Mobile is a straightforward app for sending and receiving funds instantly.
VCB by Victoria Commercial Bank
- Rating: 4.4
- Downloads: 100+
Though limited in downloads, VCB’s app provides premium services to its niche clientele. Check ratings and reviews, and update the app regularly for improved security. Whether you’re managing personal savings or business finances, there’s a mobile app tailored for your needs.
