PesaLink is a safe, fast, and affordable platform for bank-to-bank money transfers in Kenya. Unlike other transfer services, it operates 24/7 and processes transactions instantly. With PesaLink, you can move funds directly from one bank account to another using mobile banking, internet banking, USSD, ATMs, agency banking, or even a bank branch. This makes it convenient for both personal and business use. However, different banks charge different fees for PesaLink transactions. Below is a guide on PesaLink charges for various banks in Kenya. PesaLink is one of the cheapest ways to move money across banks in Kenya. However, the differences in charges among banks mean you could save money by choosing wisely. [Photo: Courtesy] Understanding PesaLink Charges For Various Banks Every bank has its own PesaLink tariff depending on the amount you send. Some banks offer free transfers for small amounts like Ksh 500 and below, while others set tiered charges for larger amounts.
Knowing the fees beforehand helps you choose the most cost-efficient option when moving money. Let’s explore the charges set by different banks. PesaLink Charges for Popular Banks in Kenya ABC Bank 10 – 500: Free 501 – 10,000: Ksh 50 10,001 – 100,000: Ksh 80 100,001 – 999,999: Ksh 130 Barclays Bank 10 – 500: Free 501 – 10,000: Ksh 50 10,001 – 50,000: Ksh 50 50,001 – 100,000: Ksh 60 100,001 – 200,000: Ksh 70 200,001 – 999,999: Ksh 100 Bank of Africa 10 – 500: Free 501 – 1,500: Ksh 15 1,501 – 5,000: Ksh 30 5,001 – 10,000: Ksh 50 10,001 – 50,000: Ksh 100 50,001 – 100,000: Ksh 110 100,001 – 500,000: Ksh 180 500,001 – 999,999: Ksh 200 Co-op Bank 0 – 500: Free 501 – 10,000: Ksh 42 10,001 – 50,000: Ksh 62 50,001 – 70,000: Ksh 82 70,001 – 100,000: Ksh 82 100,001 – 200,000: Ksh 112 Diamond Trust Bank 0 – 500: Free 501 – 10,000: Ksh 25 10,001 – 100,000: Ksh 35 100,001 – 999,999: Ksh 50 Equity Bank 10 – 500: Free 501 – 10,000: Ksh 37 10,001 – 50,000: Ksh 62 50,001 – 100,000: Ksh 87 100,001 – 200,000: Ksh 112 200,001 – 500,000: Ksh 137 500,001 – 999,999: Ksh 162 KCB Bank 10 – 500: Free 501 – 2,000: Ksh 15 2,001 – 5,000: Ksh 20 5,001 – 10,000: Ksh 50 10,001 – 50,000: Ksh 80 50,001 – 100,000: Ksh 100 100,001 – 500,000: Ksh 300 500,001 – 999,999: Ksh 500 National Bank of Kenya 0 – 500: Free 501 – 10,000: Ksh 45 10,001 – 50,000: Ksh 65 50,001 – 100,000: Ksh 80 100,001 – 200,000: Ksh 115 200,001 – 500,000: Ksh 150 500,001 – 999,999: Ksh 150 Additional PesaLink Charges Across Other Banks NIC Bank 10 – 500: Free 501 – 10,000: Ksh 50 10,001 – 50,000: Ksh 100 50,001 – 100,000: Ksh 120 100,001 – 200,000: Ksh 160 200,001 – 500,000: Ksh 180 500,001 – 999,999: Ksh 200 Paramount Bank 10 – 500: Free 501 – 10,000: Ksh 50 10,001 – 50,000: Ksh 80 50,001 – 100,000: Ksh 100 100,001 – 200,000: Ksh 150 200,001 – 500,000: Ksh 180 500,001 – 999,999: Ksh 200 Prime Bank 10 – 500: Free 501 – 50,000: Ksh 30 50,001 – 100,000: Ksh 40 100,001 – 150,000: Ksh 45 150,001 – 200,000: Ksh 50 Stanbic Bank 0 – 500: Free 501 – 5,000: Ksh 32 5,001 – 10,000: Ksh 50 10,001 – 30,000: Ksh 62 30,001 – 70,000: Ksh 72 70,001 – 140,000: Ksh 112 140,001 – 500,000: Ksh 172 500,001 – 999,999: Ksh 200 Standard Chartered Bank 10 – 500: Free 501 – 10,000: Ksh 40 10,001 – 50,000: Ksh 80 50,001 – 100,000: Ksh 120 100,001 – 200,000: Ksh 160 200,001 – 500,000: Ksh 200 500,001 – 999,999: Ksh 250 Why You Should Check PesaLink Fees Before Sending Money PesaLink is one of the cheapest ways to move money across banks in Kenya. However, the differences in charges among banks mean you could save money by choosing wisely.
For instance, DTB and KCB offer lower fees for medium transfers compared to others. Always review your bank’s tariff before sending large amounts to ensure you get the best deal.