Managing money has become easier with prepaid cards. Unlike credit cards, prepaid cards must be loaded with funds before use, giving users more control over their spending.
They also add an extra layer of security since they are not directly linked to a bank account. KCB Bank offers several prepaid card options to suit different lifestyles and financial needs.
These cards are designed for both KCB customers and non-customers, making them flexible and convenient. Below is a guide on the prepaid card options offered by KCB Bank.
Prepaid Card Options Offered By KCB Bank
KCB has introduced different prepaid card choices that cater to shopping, travel, online payments, and everyday transactions. Each card has unique features, benefits, and charges that make it suitable for specific needs. Whether you are looking for a safe way to manage your money or a convenient travel card, KCB has a solution.
KCB Pepea Card
The KCB Pepea card is a load-and-transact option that works on a tap-and-go system. It is available to both KCB and non-KCB customers.
Benefits
- No joining fees.
- Offers safety since it is not linked to a bank account.
- Can be loaded via M-PESA, KCB agents, or branches.
- Works for fueling, dining, traveling, transport payments, and at POS terminals.
- Globally accepted for online transactions.
- Easy to block or activate via mobile in case of theft.
Charges
- KCB ATM withdrawal: Ksh 30.
- Other local ATMs: Ksh 275.
KCB Me Cash Card
The Me Cash card is a simple, safe alternative to carrying physical cash. It is also available to both KCB and non-KCB customers.
Benefits
- No monthly fees.
- Can be used for online purchases and shopping at any Visa outlet.
- Works without a bank account.
- No interest charges on card accounts.
- Allows cash withdrawals at KCB and Visa ATMs worldwide.
Charges
- KCB ATM withdrawal: Ksh 30.
- Other local ATMs: Ksh 275.
- International transactions attract a 2% currency conversion markup.
KCB UPI Travelmate Card
The UPI Travelmate card is designed for frequent travelers who want to manage their spending easily. Both KCB and non-KCB customers can apply for it.
Benefits
- No monthly or yearly charges.
- Same-day card issuance.
- Top-ups available at KCB branches, ATMs, or Mtaani agents.
- Helps travelers budget and track expenses.
Charges
- Initial deposit: Ksh 1000.
- Card issuance: Ksh 500.
- Replacement fee: Ksh 500.
KCB Bank’s prepaid card options give customers flexible ways to spend, shop, and travel without the risk of debt. Each card has different features tailored to convenience, safety, and global use. Whether you want a card for daily spending, online shopping, or international travel, KCB offers a reliable solution.
