Are you looking to join one of Kenya’s most reliable Savings and Credit Co-operative Societies? Sheria Sacco, established in 1972, is a trusted financial partner with over 10,000 members and an asset base of Kshs 8.51 billion. Whether you are in the legal profession, a government employee, or an entrepreneur, Sheria Sacco offers affordable credit, excellent customer service, and shared returns. In this guide, we break down Sheria Sacco membership eligibility and requirements using clear, simple language for easy understanding. Joining Sheria Sacco gives you access to a strong, supportive financial community. Whether you're a lawyer, civil servant, or entrepreneur, the Sacco helps you grow your savings and achieve your financial goals. [Photo: Courtesy] Understanding Sheria Sacco Membership Eligibility and Requirements Sheria Sacco is open to individuals working in law, government, academia, and private sectors, among others.
The Sacco provides financial solutions to a wide range of professionals and organisations. Membership offers a chance to save, borrow, and grow financially while enjoying dividends and excellent customer care. Who Qualifies for Sheria Sacco Membership Sheria Sacco has clear eligibility rules to ensure it admits committed and financially stable members. Here are the categories of people who can join: Government and Legal Sector Employees If you are currently working or have worked with any of the following, you are eligible: Judiciary Office of the Attorney General Ministries and other government departments Quasi-government institutions related to the judiciary or Attorney General Kenya School of Law Law Society of Kenya Academic and Legal Professionals Advocates of the High Court of Kenya Certified public secretaries Students of the Kenya School of Law University staff and faculty members Others Eligible to Join Employees of Sheria Sacco and its subsidiaries Spouses or immediate family members of existing members Approved business entrepreneurs and institutions Any employee of a registered organisation in Kenya capable of making regular Sacco contributions and repaying loans Documents Required for Sheria Sacco Membership Once you confirm that you are eligible, the next step is to prepare the necessary documents for membership. Below are the standard requirements: Application Documents Filled membership application form (downloadable from the Sheria Sacco website) Copy of your national ID or passport Duly filled nominee card One recent passport size photo Financial Requirements Kshs 1,000 for registration Kshs 500 for opening a FOSA (Front Office Service Activity) account Kshs 200 for registration in the Burial Benevolent Fund Kshs 1,700 total entry fee After submitting all documents and making the required payments, your membership is processed and activated. Benefits of Being a Sheria Sacco Member Sheria Sacco offers more than just savings and loans. Members enjoy a wide range of benefits that make joining worthwhile: Ownership and Control Members are co-owners of the Sacco and play a part in its leadership through their delegates at the Annual General Meeting (AGM). Profit Sharing Interest earned from loans is shared with members through dividends and interest on deposits. Affordable Loan Rates Loans offered by Sheria Sacco are cheaper than what most banks provide, giving members a financial edge. Human-Centered Service The Sacco prioritises members’ needs and offers personalized, member-first customer service. Access to Management Members can easily reach out to the Sacco’s board and management for assistance or feedback. Sheria Sacco Contact Details If you have any questions or wish to apply, use the contact details below: Location : Matumbato Close, Upperhill, Nairobi Phone : 020 780 1500 The application process is straightforward, and the benefits are long-term. With Sheria Sacco, your money works for you.