How To Apply For KCB Corporate Card

Are you a business owner or company executive looking for a convenient way to manage business expenses? The KCB Corporate Card could be the solution you need.

This card helps organizations streamline payments for staff allowances, travel, entertainment, and other official duties. With simplified expense tracking and less need for carrying cash, your business can save time and stay organized.

This guide explains how to apply for a KCB Corporate Card and outlines the requirements for qualification.

How To Apply For a KCB Corporate Card In Kenya

The KCB Corporate Card is designed for companies that want to manage staff and business expenses more effectively. It is ideal for medium to large companies, especially those with regular travel or operational needs.

Benefits of the KCB Corporate Card

Using the KCB Corporate Card gives your organization better financial control and transparency. Here’s how it helps:

1. Increases Accountability
Every transaction on the card is recorded. This allows companies to track how staff are using the funds and avoid misuse.

2. Reduces Cash Handling
Instead of giving staff money for travel or entertainment, you issue a corporate card. It is safer and more professional.

3. Easy Reconciliation
KCB provides detailed statements for each card issued. This helps the accounts department to match expenses with reports quickly.

4. Saves Time and Effort
There’s no need for long approval processes to withdraw cash for staff. With the card, funds are already available, and transactions are faster.

Steps and Requirements for Application

To apply for the KCB Corporate Card, your company must submit specific documents. This helps the bank evaluate your company’s financial health and approve your application faster.

Documents Needed
Prepare the following documents before starting the application process:

• Bank Statements – Latest 6 months from your corporate account
• Memorandum and Articles of Association – To show the legal structure of your company
• Certificate of Incorporation – Proof that your business is legally registered
• Audited Financial Accounts – For the last 2 years to show your financial stability
• Board Resolution – A signed resolution allowing specific staff to access and use the corporate card
• Application Forms – Each staff member who will receive a card must fill a KCB credit card application form

Application Process

1. Gather the required documents
   Ensure all the paperwork is in place before visiting or contacting KCB.
2. Contact KCB
   You can reach the KCB customer service team through:
   • Email: [email protected]
   • Phone: +254 (20) 3270000, +254 (732) 187000, or +254 (711) 087000
   • SMS: 22522
3. Submit the documents
   Send your complete application to the nearest KCB branch or as directed by the bank’s team.
4. Verification and Approval
   KCB will review your financial documents and the board resolution before approving the card.
5. Receive and Activate the Card
   Once approved, cards will be issued to your staff. Each cardholder will need to activate the card and begin using it for company expenses.

Whether you’re managing travel, project costs, or daily operational expenses, the KCB Corporate Card gives you better control and flexibility. Contact KCB today to get started and make business spending more efficient.