If you are searching for quick and reliable financing solutions in Kenya, Pioneer Credit is among the most trusted options. Established in March 2018, this non-deposit-taking microfinance institution has been providing loans tailored to the needs of civil servants, small businesses, boda boda riders, farmers, and importers.
Pioneer Credit makes loan access simple, fast, and flexible. With branches spread across the country, customers can access both financial products and personalized support with ease. Below is a detailed guide on Pioneer Credit products and branches in Kenya.
List of Pioneer Credit Products And Branches In Kenya
Pioneer Credit has designed its products to suit different categories of borrowers. Whether you are a salaried worker, a farmer, or an importer, you can find a financing solution that matches your needs. The institution is also easily accessible through its head office and regional branches.
List of Pioneer Credit Products in Kenya
Pioneer Credit offers a wide variety of loan products. Here are the main ones:
1. Civil Servants Check Off Loan
This loan is ideal for civil servants and county government employees. You can borrow between Ksh 5,000 and Ksh 1,000,000, with a repayment period of up to 24 months.
The loan is processed within 24 hours once you meet the requirements, which include certified payslips, ID, bank statement, and employer registration in the Pioneer check-off scheme.
2. Boda Boda Loan
Pioneer Credit finances up to 80% of the motorbike’s cost while you contribute 20%. To qualify, you need a copy of your ID, driving license, KRA PIN, Mpesa statements, and three guarantors. This loan helps riders acquire motorcycles affordably and repay in manageable installments.
3. Logbook Loan
You can borrow from Ksh 100,000 up to 60% of your car’s value. Requirements include a certified bank statement, original logbook, ID, KRA PIN, insurance proof, and valuation. This product is useful for people who want to unlock the value of their vehicles without selling them.
4. Invoice Discounting Loan
This facility allows businesses to access up to 80% of invoice value within 24 hours while waiting for payments. Companies must provide incorporation certificates, CR12, tax compliance, audited accounts, bank statements, and sample invoices. This solution helps businesses maintain cash flow.
5. PioneerCASH Loans
Civil servants can access loans of Ksh 1,000 to Ksh 50,000 directly via USSD code *454#. The funds are disbursed in real time through Mpesa, and repayment is deducted from payroll. This product eliminates paperwork and offers convenience.
6. Agri-Business Finance
Farmers, aggregators, and agribusiness players can borrow up to Ksh 1,000,000 with flexible repayment. Requirements include bank or Mpesa statements, proof of farm ownership or lease, business records, and agricultural project analysis. Borrowers also get training and market links.
7. Import Finance
Importers can secure loans to pay duty and port charges, avoiding penalties. The facility advances up to 50% of goods’ value for up to 60 days. Required documents include IDs, KRA PINs, incorporation certificates, original bill of lading, invoices, and inspection certificates. Imported goods or vehicles act as security.
List of Pioneer Credit Branches in Kenya
Pioneer Credit has offices in different towns to serve customers across Kenya. Here are the main branches:
1. Head Office
- Location: Sharp Center, Wambui Road, Muthaiga
- Phone: +254 701 777 000
- Email: [email protected]
2. Kisumu Branch
- Location: 1st Floor Mini Mall, Apindi Street
- Phone: +254 712 631 993, +254 751 259 359
- Email: [email protected]
3. Eldoret Office
- Location: 1st Floor, Citi Plaza, Bandaptai Street
- Phone: +254 782 605 139, +254 721 605 139
- Email: [email protected]
4. Ridgeways Office
- Location: Milestone Business Center, 2nd Floor, Kiambu Road
- Phone: +254 701 777 000
- Email: [email protected]
Why Choose Pioneer Credit
Pioneer Credit stands out because of its quick loan approvals, tailored solutions, and presence across the country. It also ensures transparency in repayment terms and makes access easy through both physical offices and mobile services. Customers benefit from flexible products that meet different financial needs.
Wrapping up
Pioneer Credit has positioned itself as a reliable financial partner for individuals and businesses across Kenya.
From boda boda loans and civil servant financing to agribusiness and import finance, the institution covers a wide range of needs. With branches in Nairobi, Kisumu, Eldoret, and Ridgeways, and a mobile loan option through *454#, Pioneer Credit remains accessible and customer-focused.
If you are looking for fast, flexible, and trusted loans, exploring the full list of Pioneer Credit products and branches in Kenya will guide you to the right solution.
