The Kenyan government has introduced the Social Health Insurance Fund (SHIF) to improve access to healthcare and replace the long-running National Health Insurance Fund (NHIF).
SHIF was launched on July 1, 2024, and is expected to deliver affordable and equitable health services to all citizens. With the SHIF online registration deadline fast approaching, Kenyans need to understand the process, requirements, and deadlines.
This guide provides simple steps and all you need to know about SHIF registration online.

Understanding SHIF Registration Online
The Social Health Insurance Fund aims to give Kenyans broader healthcare coverage. Unlike NHIF, SHIF is structured into three main funds: the Primary Healthcare Fund, the Social Health Insurance Fund, and the Emergency Chronic and Critical Illness Fund.
Together, these funds will ensure affordable care for all citizens, including those previously left out. Registration is open to all Kenyan citizens and legal residents over 18 years old with valid identification.
Contributions will primarily come from employees, while the government will fund primary healthcare and critical illness coverage. Employers have also been directed to register their staff before the set deadline.
SHIF Registration Requirements
To complete SHIF registration online, you need to provide:
- A valid national identification card (ID) or passport
- A recent passport-sized photo
- Proof of income, such as a payslip, bank statement, or KRA PIN certificate
For dependents, you will also need:
- Proof of relationship (such as marriage or birth certificate)
- Identification documents and passport photos of each dependent
Eligibility requires you to be a Kenyan citizen or legal resident, 18 years and above, with a valid ID or passport.
Step-by-Step SHIF Registration Online
The government has made it easy to complete SHIF registration online. Follow these steps:
Step 1: Access the official SHA website
Open a web browser, visit the Social Health Authority website, and click on “Register” on the homepage.
Step 2: Create your account
Fill in your personal details including your ID type, ID number, and the phone number linked to your ID. Accept the Terms and Conditions and proceed.
Step 3: Verify using OTP
You will receive a one-time password (OTP) on your registered phone number. Enter it to confirm your identity.
Step 4: Biometric verification
Visit an authorised SHA agent to complete biometric verification and activate your account.
Step 5: Update your profile
Upload a recent passport photo, fill in details about your employment, marital status, dependents, and contact information. Confirm your details and submit.
Step 6: Finalise and set your PIN
Accept the declaration, submit the form, and set up your secure PIN. Your SHIF registration online is now complete.
SHIF Registration via USSD
Apart from the website option, Kenyans can also register through mobile USSD.
- Dial *147# on your mobile phone
- Enter your citizenship, ID number, and phone number
- Follow the prompts to submit your details
This method is especially useful for those with limited internet access.