This archive report was first published on 29 November 2019.
On November 29, 2019, Milele FM published an article on what makes a good car insurance policy.
When shopping for car insurance, it's essential to weigh the pros and cons of different policies, including the level of excess. While cheaper policies may come with higher excess levels, a higher premium policy might be more cost-effective in the long run.
Here are some tips to help you save money on your car insurance:
- Look for policies that cover windscreen damage, which is often included in many insurance plans.
- Comprehensive policies often come with courtesy car coverage, providing a replacement vehicle while your car is being repaired.
- Be aware that comprehensive coverage may extend to driving other people's vehicles, but be sure to check your policy's terms and conditions.
- Consider Accelerated No Claims insurance, which allows you to claim a 12-month no-claims discount after 10 months of driving, but be prepared to stick with the same insurance company for the next year.
