This archive report was first published on 30 June 2020.
For years, a small number of intrepid travel firms have been sending British tourists to areas the UK Foreign and Commonwealth Office (FCO) advises against visiting. One such firm is Wild Frontiers, which has been in business since 2002 and offers trips to countries like Algeria, Pakistan, Sudan, and the Democratic Republic of Congo.
These destinations are often located in regions the FCO would rather tourists avoided. So, how do travel firms like Wild Frontiers find insurance for their clients?
According to Jonny Bealby, the founder of Wild Frontiers, the company uses a specialist insurance provider, Travel and General, to offer bespoke policies that cover trips to riskier areas.
Bealby explains that the company's policies have three levels: Standard, Improved, and Elite. The Standard policy is for trips that do not enter FCO no-go zones, while the Improved policy covers trips that spend a little time in these areas. The Elite policy, on the other hand, is for holidays to high-risk destinations like Afghanistan.
Bealby notes that the cost of these policies varies depending on the client's age. For clients under 65, the prices are still relatively reasonable. However, for those over 65, the prices roughly double, and for those over 75, they double again.
Published on June 30, 2020.
