Directline Assurance Products and Branches in Kenya — Everything You Need to Know
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Directline Assurance stands out as Kenya's leading PSV insurer and the first underwriter to focus exclusively on motor vehicle insurance in the country. Licensed by the Insurance Regulatory Authority, the company has served Kenyans since 1998, growing into one of the most trusted names in motor insurance. Whether you drive a matatu, bus, taxi, or private car, Directline Assurance products and branches in Kenya are designed to meet your specific coverage needs. This guide breaks down everything you need to know. Directline Assurance has built a strong reputation as Kenya's most reliable motor vehicle insurer. Visit any branch today and secure the coverage your vehicle truly deserves. [Photo: Courtesy]
Directline Assurance Products Available in Kenya
Directline Assurance offers two main categories of motor vehicle insurance: Third-Party Only (TPO) and Comprehensive Cover. Both policies cater to different vehicle types and user needs, making it easy for vehicle owners across Kenya to find suitable protection.
Third-Party Only (TPO) Cover
Third-Party Only cover is the most basic and legally required form of motor insurance in Kenya. It protects you against financial liability if your vehicle causes bodily injury or property damage to a third party. Directline offers TPO cover across five vehicle categories:
Vehicle Category
Description
PSV Matatu
Public transport vehicles with a seating capacity of 8–36 passengers
PSV Bus
Public transport vehicles with a seating capacity of 37–105 passengers
Taxi
Vehicles with 2–7 seats used in public transport business
Commercial Motor
Own goods and general cartage vehicles used for business or hire
Private Motor
Vehicles used for social, domestic, pleasure, or business purposes
TPO cover is a practical and affordable option for vehicle owners who want to meet the minimum legal requirements without taking on the cost of a full comprehensive policy.
Comprehensive Cover
Directline's Comprehensive Cover goes beyond third-party liability and provides broader financial protection for your vehicle. It covers:
Fire and theft damage
Vandalism and accidental loss
Natural disasters
Damage from animals or falling objects such as trees and hail
Comprehensive cover is available as an annual policy only and applies to two vehicle types under Directline:
PSV Matatu Comprehensive Cover compensates you for third-party liabilities as well as accidental damage or total loss of the vehicle, including its standard accessories and spare parts.
PSV Bus Comprehensive Cover works similarly, offering compensation for third-party liabilities and accidental damage or loss of the motor vehicle, along with standard accessories and spare parts.
Business owners running PSV fleets will find comprehensive cover particularly valuable since it significantly reduces out-of-pocket expenses following an accident or theft.
Directline Assurance Branches in Kenya
Directline Assurance operates branches across Kenya, making it convenient for customers to access services from different regions. The head office sits in Nairobi at Hazina Towers on Monrovia Street, and you can reach them on 020 3250000 / 0711 030000 / 0730 130000.
Beyond Nairobi, Directline has spread its network to major towns and counties. Here is a full list of branches and their contacts:
Branch
Location
Contact
Tom Mboya
Diamond Shopping Mall, 2nd Floor, Tom Mboya Street
Kitengela Capital Centre, 1st Floor, Nairobi-Namanga Road
0723 445082
Machakos
Shandbad House, 2nd Floor, off Syokimau Avenue
0728 607679
Meru
Alexander House, Ground Floor, Ghana Street
0715 615435
Mombasa
Diamond Trust Bank House Annexe, Moi Avenue
0736 623333
Nakuru
Biashara Centre, 4th Floor, Mburu Gichua Road
0728 607705
Nyeri
Rhine House, Ground Floor, off Gakere Road
0726 610746
Ongata Rongai
Tymes Arcade, 1st Floor, Magadi Road
0790 409952
Thika
Thika Arcade, 1st Floor, Kenyatta Highway
0728 607659
With 18 branches spread across the country, Directline makes it straightforward for customers in both urban and semi-urban areas to purchase or renew their motor insurance policies in person.
Directline Assurance continues to lead Kenya's motor insurance sector by offering focused, accessible, and reliable cover for all categories of motor vehicles. Whether you need basic third-party protection or a full comprehensive policy, you can walk into any of their branches or call their offices to get started today.
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