Sending money from PayPal to your M-Pesa account has never been easier. Safaricom’s M-Pesa app now allows direct linking with PayPal. This means you can access funds from clients, family, or friends abroad in just a few taps. You no longer need third-party websites or long waits.
The process is fast, convenient, and secure, with most withdrawals completed within minutes. Whether you are a freelancer, online shopper, or business owner, learning how to do a PayPal to M-Pesa app withdrawal will save you time and give you instant access to your cash.
Step-by-Step Guide for PayPal to M-Pesa App Withdrawal
The M-Pesa app makes it easy to link your PayPal account and move funds directly. Here is how to complete your PayPal to M-Pesa app withdrawal.
Link Your PayPal Account in the M-Pesa App
- Open the M-Pesa app and enter your PIN.
- Scroll to Global Payments and tap PayPal.
- Re-enter your M-Pesa PIN to confirm.
- Tap Link Account and follow the security prompt.
- Log into your PayPal account when redirected.
- Review the terms and tap Agree & Connect.
- You will be redirected to M-Pesa where your accounts are now linked.
Once linked, you can withdraw from PayPal or top up your PayPal balance using M-Pesa any time.
Withdraw Funds from PayPal to M-Pesa
- In the M-Pesa app, tap Global Payments.
- Select PayPal and choose Withdraw Funds.
- Enter the amount in USD.
- Review the exchange rate and KES amount.
- Confirm the withdrawal.
Funds usually arrive in your M-Pesa wallet within five minutes. Delays may occur during public holidays or system maintenance.
PayPal to M-Pesa Transaction Costs
One of the best parts of the PayPal to M-Pesa app withdrawal is the clear pricing. There is no fixed transaction fee. Instead, the exchange rate includes about a 3% margin to cover processing costs.
The minimum withdrawal amount is $1. Standard M-Pesa limits apply, so make sure your account can hold the amount you plan to receive.
PayPal to M-Pesa Money Transfer via Web
If you prefer using a browser instead of the app, you can still move funds online. This method works through the PayPal–M-Pesa portal, a partnership between PayPal, Safaricom, and Thunes.
Here’s how:
- Go to the PayPal–M-Pesa portal.
- Click Get Started.
- Log in with your PayPal account.
- Select Withdraw from PayPal.
- Enter the amount in USD.
- View the exchange rate and KES equivalent.
- Confirm your transaction.
Note – This Thunes-powered service will shut down on August 16, 2025. After that, the M-Pesa app will remain the main option for PayPal withdrawals in Kenya.
Tips for a Smooth PayPal to M-Pesa App Withdrawal
- Make sure your PayPal account is active and verified.
- Use the same name on both PayPal and M-Pesa accounts to avoid linking errors.
- Keep your M-Pesa wallet balance within allowed limits before withdrawing.
- Avoid withdrawals during known system upgrade times to reduce delays.
FAQs about PayPal to M-Pesa App Withdrawal
Which bank in Kenya offers PayPal withdrawal?
Equity Bank provides a direct PayPal withdrawal service alongside M-Pesa.
Can PayPal send money directly to M-Pesa?
Yes, PayPal can send funds directly to your M-Pesa wallet via the app.
How long does a PayPal withdrawal take?
Through the M-Pesa app, most transfers complete in minutes. Bank withdrawals can take 3–5 working days.
When does PayPal release held funds?
Funds are usually released after 21 days, though some actions can reduce the wait.
Do I need verification to withdraw?
Yes, PayPal requires account verification before you can withdraw.
Why can PayPal delays occur?
Withdrawals may be reviewed for security and can take up to 72 hours in rare cases.
What is PayPal’s receiving limit?
Personal accounts can receive up to $10,000 in one transaction, not exceeding $60,000 weekly.
Final Word
The PayPal to M-Pesa app withdrawal feature is a game-changer for anyone who earns or receives money online. The setup is quick, the fees are transparent, and the funds arrive fast.
By keeping your accounts verified, using matching details, and knowing your limits, you can enjoy a smooth money transfer experience every time. Whether you work online or receive support from abroad, the M-Pesa app gives you the freedom to turn global payments into local cash in minutes.
