Looking for fast, secure loans in Kenya? Mwananchi Credit is one of the country’s leading lenders when it comes to logbook loans and other emergency financial products.
Whether you’re a business owner needing trade financing or a salaried worker looking for affordable credit, Mwananchi Credit offers tailored financial solutions. They are also expanding across major towns with easily accessible branches.
This guide highlights Mwananchi Credit products and branches in Kenya to help you find the support you need—quickly, safely, and affordably.
Mwananchi Credit Products And Branches Help You Access Fast and Reliable Loans
Mwananchi Credit stands out for its wide range of secured loans tailored for both individuals and businesses. Here’s a breakdown of the products you can access today.
Overview of Mwananchi Credit Loan Products
1. Logbook Loans
This is their flagship product. If you own a vehicle, Mwananchi Credit allows you to borrow against your logbook and get cash in just 6 hours. Your car stays with you while the loan is repaid.
2. Title Deed Loans
If you have land or property, Mwananchi Credit offers loans using your title deed as collateral. It’s a fast way to get large amounts of financing without selling your asset.
3. Car Financing
Need a car but don’t have the full amount? Mwananchi Credit will buy it for you, and you’ll pay in manageable monthly installments. This product only carries a 2% monthly interest rate, making it one of the most affordable auto loans in Kenya.
4. Import Financing
Don’t let your imported goods stay stuck at the port. Mwananchi Credit pays clearance and shipping fees upfront, so you can receive your goods without delay. You’ll pay them back later at competitive rates.
5. Cheque Discounting
If you have a current or post-dated cheque from a credible source, Mwananchi Credit will offer you cash in just 7 minutes. This service is ideal for businesses waiting for payment clearance.
6. Salary Checkoff Loans
These loans are specially made for teachers under TSC, health workers under MoH, and police officers under NPS. Monthly repayments are deducted directly from your salary, making it stress-free.
7. Trade Financing
Business owners can access support like cashless bid bonds, LPO financing, and advance payment guarantees. Mwananchi Credit helps businesses compete and grow without worrying about delayed funding.
8. Motorbike (Boda Boda) Financing
Ideal for young entrepreneurs, this product offers motorbike loans with:
- 3.5% monthly interest
- 4% processing fee
- Kshs 500 application fee
- Kshs 7,600 for comprehensive insurance
- Kshs 10,000 tracking fee
- Repayment term up to 18 months
- Easy pay via M-Pesa Paybill
9. Insurance Financing via Shimin Insurance Brokers
Mwananchi Credit also partners with Shimin Insurance Brokers to offer all general and life insurance products. You can pay your premiums in installments through insurance premium financing.
Where To Find Mwananchi Credit Branches In Kenya
Mwananchi Credit has grown rapidly and now serves customers in over 13 different towns. Here is a list of their branches for easy access.
1. Headquarters – Nairobi
- Location: Eco Bank Towers, 10th Floor, Opposite 680 Hotel
- Phone: 0709 147 000
2. Eco Bank Branch – Nairobi
- Location: Eco Bank Towers, 2nd Floor, Muindi Mbingu Street
- Phone: 0709 147 000
3. Pension Towers Branch – Nairobi
- Location: Pension Towers, Mezzanine 2, Loita Street
- Phone: 0709 147 000
4. Mombasa Branch
- Location: Jubilee Arcade, Moi Avenue
- Phone: 0709 147 000
5. Eldoret Branch
- Location: Zion Mall, 2nd Floor, Uganda Road, Opp. Aga Khan Hospital
- Phone: 0709 147 000
6. Thika Branch
- Location: Thika Business Centre, Naivas Building, 4th Floor
- Phone: 0709 147 000
7. Kitengela Branch
- Location: Capital Centre Building, 2nd Floor
- Phone: 0709 147 000
8. Kisumu Branch
- Location: Alpha House, Oginga Odinga Street, 2nd Floor
- Phone: 0709 147 000
9. Voi Branch
- Location: Potters House Building, next to KCB
- Phone: 0709 147 000
10. Nakuru Branch
- Location: Baraka Plaza, 2nd Floor, Room S7, Kijabe Row Street
- Phone: 0709 147 000
11. Machakos Branch
- Location: Eureka Building, Opposite Catholic Cathedral
- Phone: 0709 147 000
12. Homabay Branch
- Location: Amber Shades, Garage Road
- Phone: 0709 147 000
13. Kitui Branch
- Location: Muli Mall
- Phone: 0709 147 000
Why Mwananchi Credit Remains a Popular Choice
Mwananchi Credit’s strength lies in its commitment to speed, flexibility, and nationwide reach. Clients get approvals within hours and receive funding the same day. They’ve built trust by targeting real financial needs—whether it’s emergencies, business expansion, or asset acquisition.
The ability to walk into any branch across the country and talk to a real officer adds to customer satisfaction. Their customer care number—0709 147 000—is consistent across all branches for easier support.
