Chai Sacco is one of the leading deposit-taking Saccos in Kenya. Since 1973, it has empowered members through customized financial services that address personal, business, and group needs.
From offering competitive loans to flexible savings accounts, Chai Sacco continues to grow its reach and membership. With assets worth over Ksh 4.34 billion, the Sacco serves employees, farmers, business owners, and even Kenyans in the diaspora.
If you’re looking to join or visit, here’s a full guide to all Chai Sacco branches in Kenya and how to reach them.

Understanding Chai Sacco and Its Branch Network
Chai Sacco has a strong national presence. Its membership base includes KTDA staff, farmers, SMEs, county and national government employees, and organized groups such as women and youth associations.
To ensure efficient service delivery, the Sacco operates several physical branches and satellite offices across the country. These branches help members access loan services, savings products, financial advice, and account management support.
The Sacco offers a wide range of credit and savings products, including emergency loans, school fees loans, fixed deposit accounts, and junior savings options. All these services are easily accessible through its branch and satellite network.
Head Office Nairobi
- Location: KTDA Plaza, 4th Floor, Moi Avenue, Nairobi
- Contact: 0709 808 100
- Email: [email protected]
The head office handles strategic planning, administration, and high-level customer service. It’s ideal for members in Nairobi CBD.
Nairobi Branch
- Location: KTDA Plaza, Ground Floor, Tom Mboya Street
- Contact: 0709 808 102
- Email: [email protected]
This branch caters to city residents and workers, offering full Sacco services including loan processing and account updates.
Mombasa Branch
- Location: MKU Plaza, Ground Floor, Nkurumah Road
- Contact: 0709 808 165
- Email: [email protected]
This coastal branch serves members in Mombasa and surrounding areas, offering convenient access to all products.
Litein Branch
- Location: Next to Bureti Book Centre
- Contact: 0709 808 158
- Email: [email protected]
Located in Kericho County, this branch helps farmers, KTDA employees, and small businesses in the region.
Kisii Branch
- Location: Kwanza Place, 1st Floor
- Contact: 0709 808 180
- Email: [email protected]
This branch offers full services to members in Kisii and nearby areas, including loan applications and withdrawals.
Nkubu Branch
- Location: Next to Equity Bank
- Contact: 0709 808 182
- Email: [email protected]
Serving Meru County, this branch is key for farmers and traders seeking accessible financial support.
Chai Sacco Satellite Offices
Besides the full branches, Chai Sacco operates satellite offices in strategic areas. These offices provide limited but essential services and support.
Olenguruone Satellite Office
- Contact: 0709 808 163
Ideal for members in rural Nakuru and its surroundings.
Silibwet Satellite Office
- Contact: 0709 808 159
Supports residents in Bomet and nearby tea-growing zones.
Othaya Satellite Office
- Contact: 0709 808 213
Located in Nyeri County, this office is useful for local farmers and civil servants.
Kutus Satellite Office
- Contact: 0709 808 211
This office serves Kirinyaga County and surrounding areas.
Kangari Satellite Office
- Contact: 0708 808 215
Located in Murang’a County, this office supports rural business owners and farming groups.
Kapsabet Satellite Office
- Contact: 0709 808 230
Kapsabet members can access key financial services through this outlet.
Nyamira Satellite Office
- Contact: 0709 808 217
This office supports members in Nyamira County, particularly small-scale farmers and youth groups.
With a well-established branch network, Chai Sacco branches in Kenya bring financial services closer to the people. Whether you’re in the city, a rural town, or abroad, Chai Sacco makes it easy to save, borrow, and invest.
Visit any nearby branch or call the listed contacts to learn more about opening an account or applying for a loan.