Transferring money from M-Pesa to DIB Bank Kenya is now faster, safer, and more convenient than ever. Whether you are sending funds to your own account or to someone else’s, this guide will walk you through every step, ensuring a smooth and successful transaction.
DIB Bank Kenya, a fully owned subsidiary of Dubai Islamic Bank PJSC, combines modern technology with Shariah-compliant banking solutions. With branches across Nairobi and Mombasa, customers can enjoy flexible, innovative banking services designed to meet a variety of financial needs efficiently.

Steps To Transfer Money From M-Pesa To DIB Bank Kenya
Transferring money from M-Pesa to DIB Bank Kenya is straightforward. The process is designed for simplicity while ensuring maximum security. Follow these steps carefully to complete your transfer without errors:
Step 1: Select Lipa na M-Pesa on Your Phone
- Open your M-Pesa app or use the SIM toolkit menu.
- Select Lipa na M-Pesa, then tap Paybill.
Step 2: Enter DIB Bank Details
- Input Business Number 342342.
- Enter the 15-digit DIB bank account number accurately. Double-check to avoid mistakes.
Step 3: Enter Amount and PIN
- Specify the amount you want to transfer.
- Enter your M-Pesa PIN to authorize the transaction.
- Transactions allow a minimum of Kshs 100 and a maximum of Kshs 70,000 per transaction. You can send up to Kshs 140,000 per day.
Step 4: Receive Confirmation Messages
- After sending, you will get a confirmation SMS from M-Pesa.
- DIB Bank will also send a confirmation message verifying that the money has been successfully credited to the account.
- If sending to another person’s account, the message includes the recipient’s name and transaction reference number.
Step 5: Keep Transaction Details
- Always save the reference number for your records.
- This ensures you can verify the transfer if any issues arise.
Benefits Of Using M-Pesa To Transfer Money To DIB Bank Kenya
Transferring funds from M-Pesa to DIB Bank Kenya offers several advantages for customers:
- Convenience: Send money anytime and anywhere without visiting the bank.
- Security: Transactions are protected with M-Pesa PIN and secure banking protocols.
- Flexibility: You can transfer to your own account or a different account seamlessly.
- Efficiency: Money reflects instantly, allowing quick access to funds.
DIB Bank Kenya Branches And Contacts
For assistance or queries regarding transfers, DIB Bank Kenya has multiple branches and contacts to serve customers.
| Branch | Location | Contact |
|---|---|---|
| Head Office | Junction of Bunyala/Lower Hill Road, Upperhill, Nairobi | 0709 913 000 / 020 513 1300 |
| Banda Street | Nairobi | 0709 913 143 |
| Eastleigh | Nairobi | 0709 913 514 |
| Sarit- Westlands | Nairobi | 0709 913 543 |
| Upper Hill | Nairobi | 0709 913 544 |
| Bondeni | Mombasa | 0709 913 523 |
| Moi Avenue | Mombasa | 0709 913 533 |
You can reach out to these branches for support, account verification, or guidance if your transaction faces any challenges.
Tips For A Smooth M-Pesa Transfer To DIB Bank
To ensure a flawless transfer experience, keep these tips in mind:
- Double-check the 15-digit DIB account number before sending.
- Confirm the recipient details if transferring to another account.
- Avoid transferring amounts exceeding the daily limit of Kshs 140,000.
- Keep your M-Pesa PIN confidential at all times.
- Always wait for both M-Pesa and DIB Bank confirmation messages before considering the transaction complete.
Using M-Pesa to send money to DIB Bank Kenya combines the convenience of mobile money with the reliability of Shariah-compliant banking. Whether it is for personal use, bills, or sending money to family, this transfer method is quick, safe, and efficient.
By following this guide, you can confidently manage your funds and enjoy seamless banking services from DIB Bank Kenya without visiting a branch. The combination of modern technology, Shariah principles, and responsive customer support ensures a secure and efficient banking experience for all customers.












