Sending money across borders no longer has to be stressful or expensive. If you live in Kenya and want to send cash to a friend, family member, or business partner in Rwanda, you can now do it quickly using your M-PESA account.
Thanks to M-PESA Global, transferring money from M-PESA to MTN Rwanda takes just a few minutes.
Whether you’re using USSD or the MySafaricom App, this guide walks you through every step. Here’s how to send money from M-PESA to MTN Rwanda easily and safely.
Requirements Before You Begin
To complete the transaction, make sure:
The recipient in Rwanda uses an active MTN Mobile Money account.
You in Kenya have an active Safaricom M-PESA account.
Once these are set, you can choose between two main options: using *USSD (840#) or the MySafaricom App.
Option 1: Send Money Using *840# (USSD Method)
Step 1: Register for M-PESA Global
Dial
*840#on your Safaricom line.Enter your current location and send.
Enter your M-PESA PIN to confirm.
Safaricom will send you a welcome SMS once you’re registered.
Step 2: Send Money From M-PESA To MTN
Dial
*840#again.Select “Send Money Abroad.”
Choose option 1 to send to a mobile number.
Pick Rwanda as the country.
Enter the MTN Rwanda number in this format: 250xxxxxxxxx.
Enter the amount you want to send.
Input your M-PESA PIN and confirm.
You’ll receive two SMS texts:
One with transaction details.
Another with an MTCN code. Share this code with the recipient in Rwanda.
Option 2: Use the MySafaricom App
Step 1: Register for M-PESA Global
Open the MySafaricom App (ensure you’re online).
Go to M-PESA > M-PESA Global and tap “Opt in.”
Read and accept the Terms & Conditions.
Enter your M-PESA PIN.
Wait for the confirmation SMS.
Step 2: Send Money From M-PESA To MTN
Log into the app.
Go to M-PESA > M-PESA Global > Send to Mobile.
Select Rwanda as the destination.
Enter the MTN Rwanda phone number.
Provide the recipient’s full name and address.
Enter the amount and purpose (e.g. family support, business).
Select your source of funds and press Send.
You’ll get a confirmation text from M-PESA. The recipient usually receives the money within minutes in Rwandan Francs (RWF).
